What Does a Jewelry Appraiser Actually Do?
When most people hear the word appraisal, they think of a dollar value. But a professional jewelry appraiser does much more than name a price. In fact, our job is to protect your interests by providing an expert, well-documented opinion of value based on careful examination and market research.
Here’s what really goes on behind the scenes of a professional appraisal:
1. Thorough Examination Using Gemological Tools
Every appraisal begins with a close inspection of your jewelry using specialized tools like microscopes, diamond testers, and gemological instruments. We assess the quality of the materials—such as gold, platinum, or silver—and identify any gemstones, noting details like carat weight, color, clarity, and cut quality.
2. Identifying What You Have
We determine whether your diamond is natural or lab-grown, whether that sapphire is heated or untreated, and whether your “vintage” ring is truly antique or a modern reproduction. These distinctions make a big difference in value.
3. Considering the Purpose of the Appraisal
Different situations require different types of value. A piece appraised for insurance replacement has a very different value than one being appraised for resale or estate division. We tailor the appraisal to suit the intended use—whether it’s for insurance, estate settlement, resale, charitable donation, litigation, or collateral loans.
4. Market-Based Research
Our value conclusions aren’t guesses. We back them with real-world data, including recent sales of comparable pieces, market trends, and pricing guides. This ensures your appraisal reflects the current and appropriate market for your specific item and purpose.
5. Delivering a Professional, USPAP-Compliant Report
The final product is a written appraisal report prepared in compliance with the Uniform Standards of Professional Appraisal Practice (USPAP). This means the report meets the highest ethical and reporting standards in the industry. It includes clear photographs, detailed descriptions, and a well-supported value conclusion. It can be used confidently for legal purposes, insurance coverage, taxes, or selling with clarity.
Why It Matters
Whether you’re insuring a treasured heirloom or settling an estate, an accurate, USPAP-compliant appraisal ensures you’re not overpaying, underinsured, or underselling. It also gives you peace of mind, knowing exactly what you have—and what it’s worth.
Need an Appraisal?
At La Jolla Gem Appraisal, we specialize in providing professional, same-day appraisal services tailored to your needs. Schedule your appointment today and get the clarity and protection you deserve.
